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What are payday and title loans?

Payday and title loans are short-term loans that give you a cash advance on your paycheck or use your car title in exchange for immediate funds. These quick loans are intended to be short-term solutions for unexpected or emergency expenses. Read our guide to research the best payday and title loan companies for you.

What is a car title loan?

A title loan, specifically a car title loan, is a short-term secured loan that often has few or no credit requirements to borrow. The loan is secured using the title of your car or vehicle as collateral, which the lender holds until you pay the loan off completely. The loan amount you can borrow will depend on your lender and your car’s value.

What is a title loan & how does it work?

A title loan is a secured loan that lets borrowers use their vehicle as collateral. Since your car secures the loan repayment, the lender can repossess your car if you don’t repay the loan on time.

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